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    William D. Ford Government Lead Father or mother As well as Financing (Lead Including Loan)

    Get-off Counseling: Once you graduate, stop attending or are no longer enrolled in at least 6 credit hours, you will be required to complete Exit Counseling, even if you plan to transfer to another school or return to Ivy Tech Community College in a future semester. Exit Counseling explains your responsibilities for repayment of your Direct Loan and provides information on how to manage your student loans. To complete Exit Counseling, visit and click on the “Complete Exit Counseling” link.

    Repayment: Since this is a loan, you must repay the funds you borrowed along with any interest or fees that may have accrued.

    You can find multiple cost alternatives. Extent and you can duration of your instalments relies on how far your borrowed and you will and this repayment plan you choose. Having information about the different repayment plans, go to .

    To get a complete history of their federal loan borrowing and you may to get your loan servicer (should your financing(s) were allotted to an excellent servicer), log in to the newest National Education loan Study System (NSLDS) at nslds

    As soon as your loan is during payment, it might be allotted to a loan servicer. You may be notified who’s upkeep the loan(s) before you get into title loans in Tennessee no credit check fees. ed.gov using your FSA ID.

    From the Head Loan program, the U.S. Agencies off Knowledge is the financial for the education loan. The brand new Lead Also mortgage system is present so you’re able to moms and dads out-of an effective built student pupil that is qualified to receive financial aid. Instead of this new Lead Financing for students, regardless if, parents trying to get a direct And additionally Mortgage need to see particular credit conditions.

    1. The student need certainly to complete a no cost Application getting Federal Beginner Support (FAFSA) from the with Ivy Technical Area School detailed as one of the college or university choices (college password: 009917). For those who and/or college student must fill in any other data files, those individuals must also end up being examined because of the School funding Place of work before your loan qualification shall be computed.
    2. To remain to having the FSA ID. Not as much as “Apply for Support” eat into relationship to “Apply for a dad Plus Mortgage” and you can stick to the strategies. Note: A credit assessment might possibly be did.
    3. In case your credit is approved, you will need to complete a king Promissory Note (MPN). Be sure to complete the MPN towards the “Mother or father In addition to” financing option.
    4. Your information will be sent to Ivy Tech Community College, where the Financial aid Office will determine the maximum amount you can borrow. The Financial Aid Office will process your loan for the amount requested or the amount available, whichever is greater. Please note: if you selected the loan period for the entire academic year, your loan amount will be split in to half for fall semester and half for spring semester.

    If your credit is not approved during the credit check process, you still have options if you wish to receive the Direct PLUS Loan. You will be notified of these options after the credit check is complete or you can contact your student’s campus Educational funding Work environment for information. If you are not able to obtain a Direct Parent PLUS Loan, your student may be eligible for additional Direct Unsubsidized Loan funds. The student should contact his/her campus Financial Aid Office for more information.

    Credit Limitations: The amount a parent can borrow is based on the student’s enrollment, grade level and other financial aid received. Based on these factors, the Financial Aid Office will determine the maximum amount you can borrow.

    You have got several servicers according to your loan background

    Upload and Refunds: All federal student aid, including Direct PLUS Loans, must first be sent to Ivy Tech Community College to pay any outstanding tuition, fees or other applicable charges. If there are excess funds from the Direct PLUS Loan after all applicable charges have been paid, a refund will be generated. Visit for more information on the posting and refunding process.