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Get-off Counseling: Once you graduate, stop attending or are no longer enrolled in at least 6 credit hours, you will be required to complete Exit Counseling, even if you plan to transfer to another school or return to Ivy Tech Community College in a future semester. Exit Counseling explains your responsibilities for repayment of your Direct Loan and provides information on how to manage your student loans. To complete Exit Counseling, visit and click on the “Complete Exit Counseling” link.
Repayment: Since this is a loan, you must repay the funds you borrowed along with any interest or fees that may have accrued.
You can find multiple cost alternatives. Extent and you can duration of your instalments relies on how far your borrowed and you will and this repayment plan you choose. Having information about the different repayment plans, go to .
As soon as your loan is during payment, it might be allotted to a loan servicer. You may be notified who’s upkeep the loan(s) before you get into title loans in Tennessee no credit check fees. ed.gov using your FSA ID.
From the Head Loan program, the U.S. Agencies off Knowledge is the financial for the education loan. The brand new Lead Also mortgage system is present so you’re able to moms and dads out-of an effective built student pupil that is qualified to receive financial aid. Instead of this new Lead Financing for students, regardless if, parents trying to get a direct And additionally Mortgage need to see particular credit conditions.
If your credit is not approved during the credit check process, you still have options if you wish to receive the Direct PLUS Loan. You will be notified of these options after the credit check is complete or you can contact your student’s campus Educational funding Work environment for information. If you are not able to obtain a Direct Parent PLUS Loan, your student may be eligible for additional Direct Unsubsidized Loan funds. The student should contact his/her campus Financial Aid Office for more information.
Credit Limitations: The amount a parent can borrow is based on the student’s enrollment, grade level and other financial aid received. Based on these factors, the Financial Aid Office will determine the maximum amount you can borrow.
Upload and Refunds: All federal student aid, including Direct PLUS Loans, must first be sent to Ivy Tech Community College to pay any outstanding tuition, fees or other applicable charges. If there are excess funds from the Direct PLUS Loan after all applicable charges have been paid, a refund will be generated. Visit for more information on the posting and refunding process.